How it works
Our application process is 100% online and can be completed in just 5 minutes. All you need are your online banking details to provide us with your most recent 90 days transactional history.
Once your application has been completed, we will assess your details as well as your capacity to repay. You’ll then receive a decision within the hour during business hours.
Once approved, we’ll send the funds to your bank straight away. Clearance times may vary based on who you bank with but the majority of customers receive the money the same day.
The process is so easy and quick. I will definitely be recommending you to all my friends.Michelle, Queensland
I have had no trouble applying for a loan with Loan Ranger and it takes less than 24hrs to be approved and have the funds - it's quick and easyDylan, Queensland
Always helpful and polite, and money deposited fast into account - never any real problems regarding application. All you want and more from a loan providerMiranda, Victoria
Thanks guys for your loans when I have needed them. Transfers have always gone in ASAP and the payments are easy and affordable to make. I will definitely be using your services again and your staff have always been polite, friendly and extremely helpful. thanks againSiobhan, Western Australia
Fast, friendly and always go above and beyond. Have recommended you to everyone.Sarah, New South Wales
The application process is very easy and it’s a very convenient way to get cash fast.Christopher, Victoria
I'm very likely to recommend a friend because of the great service Loan Ranger provides.Dragan, Victoria
Always awesome service provided as well as friendly staffScott, New South Wales
Quick and easy application and approval, prompt payment to my bank, I have recommended to friends and work colleagues.Jacqueline, Western Australia
Very good, fast and hassle free. Highly recommend Loan Ranger. Response time is quick.Kylie, Queensland
My very first time using Loan Ranger, and I am very satisfied with themJason, Queensland
fast, efficient and friendly serviceRachel, Western Australia
Great service, very understanding people who know our needs on short term & make it feel even better by knowing what we can afford & pay back on time. Thank youPaul, New South Wales
The process is simple. I use both online and phone methods to communicate or apply for loans and both are efficient and easy to follow.Tania, Western Australia
I have been using Loan Ranger for a while now and had no problem at all, system is very much straight forward and easy.Jon, Western Australia
Our short term cash loans are designed to help you quickly, whatever the occasion. Loan Ranger customers use our loans for a variety of reasons, such as:
- Vehicle maintenance
- Car registration fees
- Holidays and quick getaways
- Education fees
- Dental & medical expenses
- Vet bills
- Everyday living expenses
Find out what our customers use our loans for
A few common questions
How much can I borrow?
If you‘re a first time customer of Loan Ranger, you may be eligible to borrow up to $500. For subsequent loans, your borrowing limit will increase up to a maximum of $2,000.
How long does it take?
Apply online in just 5 minutes. Generally, a decision is available within the hour during business hours once your application is complete.
Who can apply?
We provide short-term loans to employed Australians earning more than $1,500 per month. As a responsible lender, our checks ensure you can always afford to pay back your loan without any undue financial stress.
What do I need to apply?
We’ll need a few personal details as well as your last 90 days transactional history. This is made simple and safe through a highly secure service provider called Yodlee.
Who are Yodlee?
Yodlee is used by over 950 financial institutions, helping millions of consumers around the world - so you can rest assured that your data is in good hands!
Can't find your question? Search all FAQs here
We’re people people
- We put customers first
- We’re here to help you
- We’re friendly and caring
You can rely on us
- We're consistent in our approach
- We do what we say
- We deliver solutions, not problems
We’re bendy, not brittle
- We don’t follow conventional rules
- We’re flexible wherever possible
- We believe life’s about balance
No hidden agendas
- We're transparent & clear
- We speak in plain English
- We understand your situation
Learn about us & our team here